401 Harbor Drive

New Bern, NC
$ 775,000 Beds 2 Baths 2 Sq 2,038
Monthly Estimate* How much can I afford?

Welcome to 401 Harbor Dr, where waterfront living meets a central, convenient location. This one-of-a-kind 2-bedroom, 2-bathroom home offers 114 feet of Neuse River frontage and is just a quick 5-minute drive to historic downtown New Bern. Step through the front doors into a welcoming foyer featuring refinished hardwood floors with an intricate tile inlay, soaring 20-foot ceilings, and a striking stamped metal ceiling. The living room showcases panoramic river views through floor-to-ceiling windows, filling the home with abundant natural light. The kitchen is perfect for entertaining, offering picturesque water views, numerous built-ins, a center island, a large pantry, and all major appliances. Host gatherings with ease while enjoying the serene backdrop of the river. The spacious primary suite features hardwood floors and two walk-in closets. The en-suite bathroom includes a soaking tub and a walk-in shower. The second bedroom is generously sized, also with hardwood floors and its own private full bathroom. An office with built-in shelving provides the perfect space to display your favorite pieces, and the laundry room is conveniently located just off the office. Start your mornings on the stunning back deck, complete with aluminum railing, as you take in breathtaking sunrises over the river and the peaceful sounds of nature. This sale also includes a parcel of 0.12 acres of land (ID #8-235-1000) containing a 708 sq ft detached building across the street, currently used as an artist studio--offering additional space and creative potential.

Active

  • Price
  • $ 775,000
  • City
  • New Bern
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • CRAVEN
  • Half Bathrooms
  • 0
  • Area
  • Harbor Point
  • Lot Size
  • 0.36 Acres
  • Zip
  • 28560
  • Sqr Footage
  • 2,038
  • Year Built
  • 1998
  • Taxes
  • $ 3959
  • Style
  • Single Family Residence
  • MLS#
  • 100567225
Listed By: TYSON AND HOOKS
Data Source: Neuse River Region Association of REALTORS® (NRRAR) - NCRMLS

Features

General

Living Area 2038.0
Heating Gas Pack,Heat Pump,Natural Gas
Cooling Heat Pump
Utilities Natural Gas Connected,Sewer Connected,Water Connected
Possession Close Of Escrow,At Closing
Roof Architectural Shingle
Zoning R
Garage Spaces 1.0
Patio/Porch Features Deck,See Remarks,Balcony
Construction Materials Brick Veneer,Wood Frame
Year Built 1998
View River
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Taxes 3959.75
Parcel Number 8-111 -013
Waterfront Features Bulkhead,Deeded Waterfront
County Craven
Operating Expense 0.0
New Construction No
Property Type Residential
In City Limits? (Y/N) Yes
Association Amenities None
HOA No
Attached Garage No
Subdivision Name Harbor Point
Garage Y/N Yes
Total Rooms 6
Full Baths 2
Status Active
Directions From Neuse Blvd,turn onto Simmons St. Then turn right onto Oaks Rd,left onto Beech St. Straight on Beech St,until it becomes Harbor Dr,and the house will be on your right-hand side.
High School New Bern
City New Bern
Lot Size Units Acres
Lot Size Square Feet 15682.0
Carport Spaces 0.0
Carport Y/N No
Elementary School Oaks Road
Property Attached Y/N No
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School H. J. MacDonald
Lease Considered Y/N No
Structure Type Wood Frame,Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 465710
Legal Description 13 WOODRW MARSH / WOODROW MARSHES

Interior Features

Interior Amenities Walk-in Closet(s),High Ceilings,Entrance Foyer,Bookcases,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Built-in Features,Tile Counters,Walk-In Closet(s)
Master Bed Level Primary Living Area
Total Stories 2
Basement (Y/N) No
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N No
Total Bedrooms 2
Entry Level 1
Room Type Dining Area,Living Room,Dining Room,Master Bedroom,Bedroom 2,Office
Total Baths 2
Living Area Range 2000 - 2199
SmokingYN No

Exterior Features

Exterior Finish Brick Veneer
Fencing None
Parking Features Concrete
Lot Features Bulkhead,Deeded Waterfront
Total Parking 1.0
Lot Size Area 0.36
Foundation Details Crawl Space
Spa No
Building Area Total 2038.0
Lot Dimensions Irregular
Lot Size Acres 0.36
Road Surface Type Paved
Frontage Type River
Waterfront Y/N Yes
Road Frontage Type City Street,State Road,Paved
Crops Included Y/N No
Horse Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Morehead City, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Oaks Road Elementary School
Middle School H. J. MacDonald Middle School
High School New Bern High School

Price History

4/15/2026 Listed $795,000
6/12/2026 3% - $775,000

Property vs Zip Code Average in 28560

Price
AVG $410K
$780K
Taxes
AVG $1,550
$3,959
Year Built
AVG 1985
1998
Visits
AVG 84
207
Data Provided by Inside Real Estate®

401 Harbor Drive New Bern, NC is a Single Family Home for sale at $775000 with 2038 sqft and a lot size of 0.36 Acres Acre(s). 401 Harbor Drive New Bern has 2 bedrooms, 2 baths and was built in 1998. The property's zip code is 28560 which is in New Bern, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.