2406 Harbor Island Road

New Bern, NC
$ 1,250,000 Beds 4 Baths 3 Sq 3,195 Virtual Tour
Monthly Estimate* How much can I afford?

Set along the tranquil shores of the Trent River, this exceptional waterfront property blends timeless elegance with thoughtful modern upgrades on over half an acre of beautifully maintained grounds. Mature landscaping surrounds the home, enhanced by striking uplighting that creates a warm, inviting ambiance in the evenings. A brand-new bulkhead secures the shoreline, while a private boat lift and kayak lift make it effortless to enjoy life on the water. Outdoor living is just as impressive, featuring a fire pit patio perfect for gathering under the stars and an expansive Trex deck with rich mahogany railings and a pergola--all overlooking the spacious backyard and serene river views. Inside, wood floors flow throughout most of the home, adding warmth and character. The main level offers a classic layout with a formal living room and formal dining room, complemented by a well-appointed kitchen with stainless steel appliances, a breakfast nook, and a comfortable den with custom built-ins. A heated and cooled sunroom provides year-round enjoyment, and a full bath downstairs adds convenience. Upstairs, the primary en suite is a true retreat, featuring a spa-inspired bathroom with a step-in multi-jet shower, soaking tub, and double vanities. The walk-in closet is outfitted with custom cabinetry for optimal organization. Three additional guest bedrooms share a full hall bath with double vanities and a stacked washer and dryer. A bonus/flex room accessed via the back staircase offers versatility and privacy, complete with its own balcony. Additional features include a side-entry garage with ample storage, a circular driveway, and numerous upgrades such as updated windows, refinished wood floors, natural gas service for the cooktop and gas logs, select plantation shutters, and a well-fed irrigation system. This is a rare opportunity to own a refined waterfront home where comfort, functionality, and scenic beauty come together seamlessly.

Active

  • Price
  • $ 1,250,000
  • City
  • New Bern
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • CRAVEN
  • Half Bathrooms
  • 0
  • Area
  • Olde Towne
  • Lot Size
  • 0.55 Acres
  • Zip
  • 28562
  • Sqr Footage
  • 3,195
  • Year Built
  • 1985
  • Taxes
  • $ 6080
  • Style
  • Single Family Residence
  • MLS#
  • 100572594
Listed By: COLDWELL BANKER SEA COAST ADVANTAGE
Data Source: Neuse River Region Association of REALTORS® (NRRAR) - NCRMLS

Features

General

Living Area 3195.0
Heating Geothermal,Heat Pump,Electric
Cooling Heat Pump
Utilities Natural Gas Connected,Sewer Connected,Water Connected
Possession Close Of Escrow,At Closing
Roof Shingle
Appliances Gas Cooktop,Built-In Electric Oven,Refrigerator,Dishwasher
Zoning residential
HOA Fee 200.0
Garage Spaces 2.0
Patio/Porch Features Deck,Patio,Balcony
Construction Materials Brick Veneer,Wood Frame
Year Built 1985
View Canal,River,Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Taxes 6080.0
Parcel Number 8-204-4 -055
Waterfront Features Boat Lift,Bulkhead,Deeded Water Access,Deeded Waterfront
Assoc Fee Paid Per Annually
County Craven
Operating Expense 0.0
New Construction No
Property Type Residential
In City Limits? (Y/N) Yes
Association Amenities Maintenance Common Areas
HOA Yes
Attached Garage Yes
Subdivision Name Olde Towne
Garage Y/N Yes
Total Rooms 10
Full Baths 3
Status Active
Directions Hwy 70 to Pembroke exit onto Country Club Road - go to Olde Towne subdivision onto Batts Hill Road,2nd left on Harbor Island Road,home will be on the left
High School New Bern
City New Bern
Association Name Harbor Island HOA
Lot Size Units Acres
Lot Size Square Feet 23958.0
Carport Spaces 0.0
Carport Y/N No
Elementary School A. H. Bangert
Property Attached Y/N No
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School H. J. MacDonald
Lease Considered Y/N No
Structure Type Wood Frame,Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 709730
Legal Description 55 OLDE TOWN SCT 2 HARBOR ISLAND

Interior Features

Interior Amenities Walk-in Closet(s),Entrance Foyer,Pantry,Walk-in Shower,Eat-in Kitchen,Gas Log,Walk-In Closet(s)
Basement Exterior Entry,Crawl Space,Partial
Flooring Carpet,Tile,Vinyl,Hardwood
Water Heater Electric
Total Fireplaces 1
Fireplace Features Gas Log
Master Bed Level Non Primary Living Area
Total Stories 2
Basement (Y/N) No
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N Yes
Total Bedrooms 4
Attic Features Pull-Down Stairs
Entry Level 1
Room Type Living Room,Dining Room,Dining Area,Den,Sunroom,Fnshd Room over Garage,Master Bedroom,Bedroom 2,Bedroom 3,Bedroom 4
Total Baths 3
Living Area Range 3000 - 3499
SmokingYN No

Exterior Features

Exterior Amenities Irrigation System
Exterior Finish Brick Veneer
Fencing Invisible
Parking Features Garage Faces Side,Circular Driveway,Concrete,Off Street
Lot Features Cul-De-Sac,Boat Slip,Boat Dock,Boat Lift,Bulkhead,Deeded Water Access,Deeded Waterfront,Navigable Water,Landscaped
Water Source Public
Total Parking 2.0
Lot Size Area 0.55
Foundation Details Crawl Space
Spa No
Building Area Total 3195.0
Lot Dimensions irr
Lot Size Acres 0.55
Frontage Type River
Waterfront Y/N Yes
Road Frontage Type City Street,State Road
Crops Included Y/N No
Horse Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Morehead City, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School A. H. Bangert Elementary School
Middle School H. J. MacDonald Middle School
High School New Bern High School

Price History

5/13/2026 Listed $1,275,000
8/6/2026 2% - $1,250,000

Property vs Zip Code Average in 28562

Price
AVG $500K
$1.25M
Taxes
AVG $2,880
$6,080
Year Built
AVG 2005
1985
Visits
AVG 81
57
Data Provided by Inside Real Estate®

2406 Harbor Island Road New Bern, NC is a Single Family Home for sale at $1250000 with 3195 sqft and a lot size of 0.55 Acres Acre(s). 2406 Harbor Island Road New Bern has 4 bedrooms, 3 baths and was built in 1985. The property's zip code is 28562 which is in New Bern, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.