198 Mary Ella Road

Harkers Island, NC
$ 439,000 Beds 3 Baths 2.5 Sq 1,811
Monthly Estimate* How much can I afford?

Imagine living the coastal life! This all brick ranch on Harkers Island is located on a quiet cul de sac with waterviews from the back. No HOA covenants or fees to deal with either. Just minutes from the public boat launch, fishing pier and beach, this property provides easy access to world class fishing, Cape Lookout National Seashore and Lighthouse and the downtown restaurants and shopping in Beaufort and Morehead City. Located in Shaded X flood zone, she sits high and dry. * The crawl space has been encapsulated and conditioned * water softener is included * roof, heat pump and all new ductwork installed in 2019. The back yard is fenced in and contains a large 16'x24' workshop and storage shed. Enter from the covered front porch to the large living room with fireplace, kitchen with plenty of counter space, solid wood cabinets and large pantry. There is a den/office overlooking the backyard with access to the back deck. There are 3 spacious bedrooms, 2 1/2 baths, laundry room with extra deep/large dog wash sink and a 1 car garage with high ceilings and storage shelving. Throughout this home you will notice 6 solar tubes which bring additional daylight into the rooms. Have a boat or RV? The extra wide driveway provides space to park all your toys while still having room for cars. There are views to the water from the back deck and the den. Harkers Island is the ideal place to relax at a slower pace. The ferry system is at the end of the island where you can take a ride to Core Banks and see dolphins and the famous Shackleford ponies on the way. At the entrance to the island is the new high-rise bridge with the pier and park below for fishing or just relaxing by the water. Call for an appointment and make your move to the coast a reality.

Active

  • Price
  • $ 439,000
  • City
  • Harkers Island
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CARTERET
  • Half Bathrooms
  • 1
  • Area
  • Not In Subdivision
  • Lot Size
  • 0.35 Acres
  • Zip
  • 28531
  • Sqr Footage
  • 1,811
  • Year Built
  • 1981
  • Taxes
  • $ 1166
  • Style
  • Single Family Residence
  • MLS#
  • 100522566
Listed By: Sandcastle Realty
Data Source: Carteret County Association of REALTORS® (CCAR) - NCRMLS

Features

General

Living Area 1811.0
Heating Wall Furnace,Heat Pump,Electric,Forced Air
Cooling Heat Pump
Utilities Cable Available,Water Connected
Possession Close Of Escrow,At Closing
Roof Shingle
Appliances Electric Cooktop,Built-In Microwave,Built-In Electric Oven,Refrigerator,Dishwasher
Zoning Residential
Garage Spaces 1.0
Patio/Porch Features Covered,Deck,Porch
Construction Materials Brick Veneer,Vinyl Siding,Wood Frame
Year Built 1981
View Canal,Sound
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Taxes 1166.32
Parcel Number 733509059373000
Waterfront Features None
County Carteret
Operating Expense 0.0
New Construction No
Property Type Residential
In City Limits? (Y/N) No
HOA No
Attached Garage Yes
Subdivision Name Not In Subdivision
Garage Y/N Yes
Other Structures Shed(s),Workshop
Total Rooms 6
Full Baths 2
Status Active
Directions Hwy 70E from Beaufort to Harkers Island Rd. Cross over the Harkers Island bridge and continue to 2nd left onto Cape Lookout Dr. Make 1st left (after Taylor Furniture) onto Mary Ella Rd. Straight thro
High School East Carteret
City Harkers Island
Open Parking Spaces 6
Lot Size Units Acres
Lot Size Square Feet 15246.0
Carport Spaces 0.0
Carport Y/N No
Elementary School Harkers Island
Property Attached Y/N No
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Down East
Lease Considered Y/N No
Structure Type Wood Frame,Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 339149
Tax Lot 2
Legal Description L2 SCOTT DIV OFF MARY ELLA RD

Interior Features

Interior Amenities Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log
Basement None
Flooring LVT/LVP
Furnished Y/N Unfurnished
Water Heater Electric
Total Fireplaces 1
Fireplace Features Gas Log
Master Bed Level Primary Living Area
Total Stories 1
Basement (Y/N) No
Air Conditioning Y/N No
Heating Y/N Yes
Window Features Thermal Windows
Fireplace Y/N Yes
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 3
Attic Features Floored - Partial
Entry Level 1
Room Type Living Room,Dining Area,Laundry,Den,Master Bedroom,Bedroom 2,Bedroom 3
Total Baths 3
Living Area Range 1800 - 1999
SmokingYN No

Exterior Features

Exterior Amenities Storm Doors
Exterior Finish Brick Veneer,Vinyl Siding
Fencing Chain Link,Back Yard
Parking Features Garage Faces Front,Concrete,Garage Door Opener
Lot Features Cul-De-Sac,Dead End,Level
Water Source Community Water
Total Parking 1.0
Lot Size Area 0.35
Foundation Details Block,See Remarks,Crawl Space
Spa No
Building Area Total 1811.0
Lot Dimensions 100x150
Lot Size Acres 0.35
Road Surface Type Paved
Frontage Type See Remarks
Waterfront Y/N No
Door Features Storm Door(s)
Road Frontage Type City Street,State Road,Paved
Crops Included Y/N No
Horse Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Morehead City, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Harkers Island Elementary School
Middle School Down East Middle School
High School East Carteret High School

Price History

8/1/2025 Listed $440,000
3/9/2026 1% - $439,000

Property vs Zip Code Average in 28531

Price
AVG $530K
$440K
Taxes
AVG $1,176
$1,166
Year Built
AVG 1984
1981
Visits
AVG 371
309
Data Provided by Inside Real Estate®

198 Mary Ella Road Harkers Island, NC is a Single Family Home for sale at $439000 with 1811 sqft and a lot size of 0.35 Acres Acre(s). 198 Mary Ella Road Harkers Island has 3 bedrooms, 2 baths and was built in 1981. The property's zip code is 28531 which is in Harkers Island, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.