109 Key West Lane

Newport, NC
$ 790,000 Beds 3 Baths 3.5 Sq 3,549 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 109 Key West Lane, a beautifully crafted custom home located in the desirable Cottage Pointe subdivision of Newport, NC. This thoughtfully designed 3-bedroom, 3.5-bath residence offers exceptional quality, functionality, and coastal charm, all in a well-maintained setting that shows very little wear and tear. The exterior is equally impressive, featuring lush, professionally landscaped grounds supported by an irrigation system fed by a private well, a metal roof, and durable fiber cement siding. A large concrete driveway provides ample parking for vehicles, boats, or other toys, while a detached storage building adds even more utility. Outdoor living is abundant with a spacious back deck, three screened private porches, and a third-level sun deck, perfect for relaxing or entertaining. Inside, the home is designed for comfort and convenience across three levels, all accessible by a private elevator. The main level features a large kitchen and dining area that flows seamlessly into the great room, along with a primary suite on the main floor. Storage is plentiful throughout, with large closets and walk-in attic spaces. The first level offers a fantastic family room with a wet bar, a full bath, and an exceptionally large flex room suitable for a game room, office, or guest space. A two-car garage completes this level, providing both parking and additional storage. Located just minutes from Morehead City, Swansboro, and area beaches, this home also includes water access to Broad Creek via the community boat dock, making it ideal for boating and coastal living. This is a rare opportunity to own a high-quality, move-in-ready home in a peaceful waterfront community.

Active

  • Price
  • $ 790,000
  • City
  • Newport
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • CARTERET
  • Half Bathrooms
  • 1
  • Area
  • Cottage Pointe
  • Lot Size
  • 0.44 Acres
  • Zip
  • 28570
  • Sqr Footage
  • 3,549
  • Year Built
  • 2008
  • Taxes
  • $ 2208
  • Style
  • Single Family Residence
  • MLS#
  • 100551444
Listed By: United Country Respess Wilder
Data Source: Carteret County Association of REALTORS® (CCAR) - NCRMLS

Features

General

Living Area 3549.0
Heating Electric,Forced Air,Heat Pump
Cooling Central Air,Ceiling Fan(s)
Utilities Natural Gas Connected,Water Connected
Possession Close Of Escrow,At Closing
Roof Metal
Appliances Washer,Refrigerator,Ice Maker,Dryer,Dishwasher,Tankless Water Heater,Electric Range
Zoning RM15
HOA Fee 450.0
Garage Spaces 2.0
Patio/Porch Features Open,Covered,Deck,Porch,Screened,Rear Porch
Pool Features None
Security Features Smoke Detector(s)
Construction Materials Fiber Cement,Wood Frame
Pets Allowed Yes
Year Built 2008
Style Contemporary
View See Remarks
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2024
Taxes 2208.66
Parcel Number 631604600562000
Waterfront Features Water Access Comm
Accessibility Accessible Elevator Installed
Assoc Fee Paid Per Annually
County Carteret
Operating Expense 0.0
New Construction No
Property Type Residential
In City Limits? (Y/N) No
Association Amenities Boat Dock
HOA Yes
Attached Garage Yes
Subdivision Name Cottage Pointe
Garage Y/N Yes
Total Rooms 13
Full Baths 3
Status Active
Directions Take Hwy 24 S out of Morehead City. Continue for 8 miles until you come to Broad Creek Bridge. Cottage Pointe is just after the Broad Creek Bridge on the right. House will be on the left on Key West
High School Croatan
City Newport
Association Name Cottage Pointe HOA
Lot Size Units Acres
Lot Size Square Feet 19297.0
Carport Spaces 0.0
Carport Y/N No
Green Building Verification Type None
Elementary School Bogue Sound
Property Attached Y/N No
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Broad Creek
Lease Considered Y/N No
Structure Type Wood Frame,Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 479694
Tax Lot 5
Legal Description Lot 5 cottage Pointe S/D

Interior Features

Interior Amenities Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Kitchen Island,Elevator,Ceiling Fan(s),Wet Bar,Gas Log,Walk-In Closet(s)
Basement None
Flooring Carpet,Tile,Wood
Water Heater Natural Gas,Tankless
Total Fireplaces 2
Fireplace Features Gas Log
Master Bed Level Primary Living Area
Total Stories 3
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Thermal Windows
Fireplace Y/N Yes
Half Baths 1
Laundry Features Dryer Hookup,Washer Hookup,Laundry Room
Total Bedrooms 3
Attic Features Floored,Floored - Partial,Pull-Down Stairs,Walk-In
Entry Level 2
Room Type Family Room,Office,Other,Dining Area,Great Room,Laundry,Bathroom 1,Master Bedroom,Bathroom 2,Bedroom 2,Bedroom 3,Bathroom 3
Unit Type 3 Bedroom
Total Baths 4
Living Area Range 3500 - 3999
SmokingYN No

Exterior Features

Exterior Amenities Irrigation System
Exterior Finish Fiber Cement
Fencing None
Parking Features Garage Faces Front,Concrete,Garage
Lot Features Open Lot,Water Access Comm
Water Source County Water,Well
Total Parking 6.0
Lot Size Area 0.44
Foundation Details Slab
Spa No
Building Area Total 3549.0
Lot Dimensions 165' x 148' x 221' x 73'
Lot Size Acres 0.44
Road Surface Type Paved
Frontage Type See Remarks
Waterfront Y/N No
Road Frontage Type Private Road,Maintained,Asphalt,Paved
Crops Included Y/N No
Horse Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Morehead City, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Bogue Sound Elementary School
Middle School Broad Creek Middle School
High School Croatan High School

Price History

1/27/2026 Listed $925,000
5/30/2026 6% - $875,000
6/12/2026 2% - $860,000
7/15/2026 3% - $840,000
7/30/2026 4% - $810,000
9/3/2026 3% - $790,000

Property vs Zip Code Average in 28570

Price
AVG $740K
$790K
Taxes
AVG $1,752
$2,208
Year Built
AVG 2000
2008
Visits
AVG 171
410
Data Provided by Inside Real Estate®

109 Key West Lane Newport, NC is a Single Family Home for sale at $790000 with 3549 sqft and a lot size of 0.44 Acres Acre(s). 109 Key West Lane Newport has 3 bedrooms, 3 baths and was built in 2008. The property's zip code is 28570 which is in Newport, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.