118 Harold Avenue

Swansboro, NC
$ 2,050,000 Beds 4 Baths 3 Sq 4,002
Monthly Estimate* How much can I afford?

Experience unparalleled coastal living from this extraordinary waterfront estate nestled along the Intracoastal Waterway. Perfectly positioned on a sprawling 0.77 acre lot, this impressive 4,002-square-foot residence offers breathtaking water views, exceptional craftsmanship, and a lifestyle designed for both relaxation and entertaining. Built to maximize its stunning setting, the home sits approximately 21 feet above sea level, while the expansive backyard features 35 feet of leveled space, creating the perfect opportunity for a future resort style pool overlooking the water. Boating enthusiasts will appreciate the private dock equipped with a 7,000 pound hydraulic boat lift, along with updated water and electrical service completed in 2020, providing effortless access to the Intracoastal Waterway. Inside, timeless elegance is showcased through ¾-inch hardwood flooring, extensive crown molding throughout, and thoughtfully designed living spaces. The flexible floor plan features two primary suites, including one on the main level and one upstairs, making it ideal for multi-generational living or hosting guests. Additional accommodations include a spacious upstairs bedroom with a convenient Jack-and-Jill bath configuration, along with three full bathrooms and two half baths. The luxurious downstairs primary suite offers a private retreat complete with a spa-inspired bath featuring a Jacuzzi tub and two walk-in closets. Designed for both everyday comfort and entertaining, the home includes a formal dining room, dedicated office, elegant living room, and an inviting den with a remote controlled gas fireplace. Entertain with ease at the wine bar and separate wet bar, creating the perfect setting for gatherings large and small. The kitchen is well-equipped with granite countertops and double refrigerators that are less than two years old, while practical features abound throughout the home, including two walk-in attic storage areas, a whole-home Generac generator, a private well for the sprinkler system and a 100-gallon buried propane tank for added peace of mind and reliability. Offering an exceptional blend of luxury, functionality, and waterfront lifestyle, this remarkable Intracoastal Waterway property presents a rare opportunity to own a private coastal retreat designed to be enjoyed for generations.

Active

  • Price
  • $ 2,050,000
  • City
  • Swansboro
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • ONSLOW
  • Half Bathrooms
  • 0
  • Area
  • Hurst Harbor
  • Lot Size
  • 0.87 Acres
  • Zip
  • 28584
  • Sqr Footage
  • 4,002
  • Year Built
  • 2001
  • Taxes
  • $ 10134
  • Style
  • Single Family Residence
  • MLS#
  • 100605091
Listed By: CENTURY 21 Champion Real Estate
Data Source: Jacksonville NC MLS - NCRMLS

Features

General

Living Area 4002.0
Heating Heat Pump,Electric
Cooling Heat Pump
Utilities Water Connected
Possession Close Of Escrow,At Closing
Roof Architectural Shingle
Appliances Gas Cooktop,Generator
Zoning R-20
HOA Fee 300.0
Garage Spaces 2.0
Patio/Porch Features Covered,Deck,Porch,Balcony,Front Porch,Other
Construction Materials Cedar,Shake Siding,Vinyl Siding,Wood Frame
Year Built 2001
View ICW
Levels Two
Property Subtype Single Family Residence
Tax Year 2026
Taxes 10134.14
Parcel Number 1320a-72
Waterfront Features Boat Lift
Assoc Fee Paid Per Annually
County Onslow
Operating Expense 0.0
New Construction No
Property Type Residential
In City Limits? (Y/N) No
Association Amenities Boat Dock,Picnic Area,Ramp
HOA Yes
Attached Garage Yes
Subdivision Name Hurst Harbor
Garage Y/N Yes
Total Rooms 10
Full Baths 3
Status Active
Directions From 24E Turn on Hammocks Beach Rd Turn Left on Harold Ave.
High School Swansboro
City Swansboro
Association Name Hurst Harbour
High School District Onslow
Lot Size Units Acres
Lot Size Square Feet 37854.0
Carport Spaces 0.0
Carport Y/N No
Elementary School Swansboro
Property Attached Y/N No
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Swansboro
Lease Considered Y/N No
Structure Type Wood Frame,Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 1547197
Legal Description L13 Hurst Harbor N

Interior Features

Interior Amenities Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Entrance Foyer,Mud Room,Solid Surface,Kitchen Island,Ceiling Fan(s),Walk-in Shower,Wet Bar,Built-in Features,Eat-in Kitchen,Walk-In Closet(s),Se
Master Bed Level Primary Living Area
Total Stories 2
Basement (Y/N) No
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N Yes
Laundry Features Dryer Hookup,Washer Hookup
Total Bedrooms 4
Attic Features Walk-In
Entry Level 1
Room Type Master Bedroom,Bedroom 3,Bedroom 4,Living Room,Dining Area,Dining Room,Den,Office,Breakfast Room
Total Baths 3
Living Area Range 4000 - 4499
SmokingYN No

Exterior Features

Exterior Amenities Irrigation System
Exterior Finish Vinyl Siding,Cedar,Shake Siding
Fencing None
Parking Features Concrete,On Site,Garage
Lot Features Boat Dock,Boat Lift,Navigable Water
Water Source Public
Total Parking 2.0
Lot Size Area 0.87
Foundation Details Crawl Space
Spa No
Building Area Total 4002.0
Lot Dimensions 50x226x266x99x185x130
Lot Size Acres 0.87
Road Surface Type Paved
Frontage Type ICW Front
Waterfront Y/N Yes
Road Frontage Type Paved
Other Equipment Generator
Crops Included Y/N No
Horse Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Morehead City, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Swansboro Elementary School
Middle School Swansboro Middle School
High School Swansboro High School

Price History

9/21/2026 Listed $2,050,000

Property vs Zip Code Average in 28584

Price
AVG $670K
$2.05M
Taxes
AVG $2,993
$10,134
Year Built
AVG 2004
2001

118 Harold Avenue Swansboro, NC is a Single Family Home for sale at $2050000 with 4002 sqft and a lot size of 0.87 Acres Acre(s). 118 Harold Avenue Swansboro has 4 bedrooms, 3 baths and was built in 2001. The property's zip code is 28584 which is in Swansboro, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.